Horizon Financial Services, LLC
3880 Vest Mill Road, Suite 100
Winston Salem, NC 27103
3366597060
About Horizon Financial Services, LLC
We serve as trusted partners in helping families plan for and enjoy a fulfilling retirement. Our approach is highly personalized-each financial plan is crafted to reflect your specific circumstances, goals, and values. As an independent fiduciary firm, we place your interests first and operate with complete transparency. Our comprehensive planning process integrates investment management, retirement income strategies, tax-efficient planning, and legacy preservation to build a cohesive roadmap for your future. At Horizon Financial, everything we do is centered around you. We're here to help you navigate life's changes with confidence and take an active role in shaping your financial future.
See Disclosures
General Information
Firm Start Year
2011
No. of Employees
10-19
Firm CRD#
158798
States Licensed in
Federally Covered
Years of Experience in Financial Services
14
Number of Years with Current Firm
14
Work Experience
A strict fiduciary, Horizon Financial Services has been serving the greater Winston Salem region since 2011.
Work with the following types of clients
Non-Profit Organizations, Individual Investors, Businesses
Advisory Services Provided
Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Risk Management
Compliance
Registered Investment Advisor
Yes
Investment Advisor Representative
Yes
Acknowledged fiduciary
Yes
Compliance Disclosures in Last 5 years
I have a clean record
Criminal Disclosures in Last 5 years
I have a clean record
Qualifications & Membership
Securities Licenses
Series 65
Insurance and Annuity Licenses
Health, Life, Variable Annuity, Long Term Care, Annuity, Variable Life
Firm Information
Firm's Number of Planning Clients
283
Assets Managed by Firm
$ 212,623,929
Compensation and Fees
Fee Structure
Fee-Based
Compensation Methods
Based on Assets, Commissions
Additional Details on Charges
We use a sliding fee structure, where fees decrease at higher asset levels, resulting in a blended rate that reflects lower marginal costs as portfolios grow. This structure is designed to align our interests with our clients and reward growth over time.
Disclosures
RothIRA.org provides referrals to financial professionals. RothIRA.org is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for RothIRA.org to make these referrals, resulting in a conflict of interest.
Additional Detailed Disclosures
https://www.rothira.org/disclosure/1893174/rothira-Horizon-Financial-Services,-LLC-detailed-disclosure.html
Disclaimer
Advisory services are offered through Horizon Financial Services, LLC, an SEC Registered Investment Advisor. Insurance products and services are offered through New Horizon Financial Services Inc., an affiliated company. Horizon Financial Services, LLC and New Horizon Financial Services Inc. are not affiliated with or endorsed by the Social Security Administration or any government agency. See Horizon Financial Services, LLC ADV for details related to a potential conflict of interest that may exist when recommending insurance products. The AUM and the Compliance Disclosures in Last 5 years listed on this site were reported on IAPD/BrokerCheck as of 3/31/2025. ADV: https://adviserinfo.sec.gov/firm/summary/158798 Horizon Financial Services, LLC, and New Horizon Financial Services Inc. do not provide tax and/or legal advice.