Member Board of Director/Trustee

Bachelors of Science

Eric Mancini - Financial Advisor in Oradell, NJ | WiserAdvisor.com

Our Mission
To achieve financial success by building wealth, limiting risk & attaining financial security for our clients & their families through a life cycle of services. Overview
Traphagen Financial Group is a comprehensive financial services firm comprised of accounting and wealth management departments located in , Oradell, NJ. Our Accounting department specializes in taxation, financial reporting & advisory services, including financing and M&A. Our wealth management department manages client investment assets and provides comprehensive estate, tax, and financial planning services. The Traphagen experience is based on a tradition of trust and integrity. We are uniquely positioned to be your trusted financial advisor. TFG professionals combine the value of their individual credentials to achieve a comprehensive view of both your business and personal goals and objectives. We are continuously commended for our excellent client service and depth of service provided. We know you are our most valuable asset and we always put your needs first. Traphagen Financial Group is personally dedicated to the success of our clients and their business. We are compassionate and we treat our clients like family. While many of our clients are located in Northern New Jersey and the Metropolitan area, we service clients throughout the United States.

Traphagen Financial Group

Jeff is a graduate of Lock Haven University with a B.S. in Accounting. He has his Masters Degree in Accounting from Montclair State University and has obtained his CPA License. He also holds the designation's of Personal Financial Specialist (PFS), Acredited Estate Planner (AEP), and of Certified Financial Planner (CFP). 
Jeff specializes in individual taxation, business accounting and taxation, and estate tax returns. He has his Series 65 License and specializes in wealth management services, including portfolio management, retirement planning, educational funding, and insurance planning. He provides comprehensive personal financial planning by using his unique skill set as a CPA financial planner to provide clients with cohesive tax and investment planning and advice.

Alex is a graduate of Union College with a B.A. in Economics. While at Union, Alex was a scholar-athlete exceling in and out of the classroom as a member of the Union College football team, as well as a participant in various charitable and community outreach programs in New York's Capital District. 
Prior to joining TFG, Alex worked as a financial representative at Northwestern Mutual where he obtained the New Jersey Life and Health Insurance licenses and Series 6 license. Alex has completed his series 65 Investment Advisor Representative license and is currently pursuing the CFP (Certified Financial Planner) designation. Specializing in both risk and wealth management, Alex focuses on the growth, retention, and security of client assets in the most tax efficient 
manner.

Tiera is a graduate of the University at Albany with a B.S. in Finance and Information Technology Management. 
Tiera specializes in client relations and account management as well as managing daily operation processes. 
She assists new clients with their transition to TFG providing a bridge of communication throughout the on-
boarding process. She also partners with our custodians and clients to ensure resolution of all client inquiries. 
As part of the Portfolio Management division, she's an integral part of the operations department who provides 
support to our team of advisors and also assists in daily trading needs.

Christopher is a Certified Financial Planner (CFP), Chartered Retirement Plans Specialist (CRPS) and a graduate of Boston University.

Christopher is passionate about financial planning and views the profession as a calling to faithfully serve individuals and their families. He believes this is accomplished by first listening to their goals for the present and future then with that knowledge providing stewardship over those areas of their life. Christopher has also been interviewed by Financial Advisor Magazine to provide insight into different aspects of financial planning.

Christopher specializes in working with executives to understand and optimize their corporate stock options. With varying rules, regulations and potential tax implications, Christopher examines the vested and unvested tranches, as well as conducts fundamental analysis on the company in order to create a tailored execution strategy.

As a member of the Traphagen Investment Committee, Christopher collaborates on the construction of our portfolios and conducts research and due diligence on current and potential investment strategies. He also analyzes the state of the domestic economy as represented in our Traphagen Recession Index.

Christopher manages the Traphagen Corporate Retirement Program. As a Chartered Retirement Plans Specialist, he works closely with business owners to analyze their specific needs, structure the most efficient and cost-effective retirement plan as well as lead in the implementation and management of the plan. Christopher works with many third party administrators, recordkeepers and payroll companies, which provides him the ability to offer unique fiduciary counsel to business owners.

Traphagen Financial Group's CFPs and CPAs are uniquely 
positioned to be your premier financial advisors because 
we have a unique tax planning skill set that allows us to 
develop a comprehensive plan for you and your family. 
This includes the integration of all the financial 
planning disciplines such as risk management, cash flow, 
insurance, income tax, retirement, estate, education and 
investment planning.

We review our clients objectives annually and employ 
the 
most effective strategies in adjusting your plan for any 
changes and potential opportunities in tax savings, 
investment techniques, insurance options and estate 
planning.

For most clients, determining exactly how to allocate 
their investment portfolio and the appropriate 
risk/return profile involves many different factors. 
Traphagen will analyze your current and future tax 
situation, personal risk tolerance, cash flow, total 
return needs and overall financial goals before proposing 
a detailed investment plan and portfolio. We place 
special emphasis on alternative & private investments, 
risk reduction/management, and fee/tax minimization.

For the majority of clients we do recommend to rollover 
any old 401(k), 403(b), retirement plans into IRAs. This 
is 
due to much greater flexibility of investment choice and 
often the ability to invest in lower fee investments.

Most of our advisors are life and health insurance 
licensed, so we have the internal expertise to help 
determine the amount of insurance needed and the best 
insurance products to use.

Traphagen has partnered with various experts in the areas 
of life, disability, and long term care insurance. We are 
not tied to any specific insurance product producer and 
do not receive any commission from selling insurance 
products, allowing us to be completely objective in our 
advice.

We generally do not like annuities, and do not actively 
sell them. However we can advise, analyze current 
annuities, and rollover annuities into low cost 
alternatives.

We offer comprehensive business planning in terms of 
retirement plan creation, succession planning, business 
entity advising, estate planning, and tax planning and 
preparation.

With many CPAs on staff and available to all investment 
clients, we spend a significant amount of time in 
designing tax minimization strategies. We also 
incorporate additional tools within our portfolio 
management process like tax loss harvesting and asset 
location to reduce taxes owed each year.

We pride ourselves on risk management. Fro the vast 
majority of clients risk control/mitigation is our 
mandate. We utilize many strategies including 
private investments and several types of alternative 
investments to limit stock market and interest rate risk 
within portfolios.

Traphagen Financial Group

General Information

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Firm Information

Compensation and Fees

Education

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