Firm Start Year
Name of Broker/Dealer
Commonwealth Financial Network
Name of Custodial Firm
National Financial Services
States Licensed in
FL, GA, MA, NH, NJ, SC
Years of Experience in Financial Services
Number of Years with Current Firm
Overall, been in the financial planning industry for over 30 years. Founded Safe Harbor Retirement Planning in 1992 and have been working with individuals approaching, or already transitioned, into retirement.
Foreign Languages Serviced
Advisory Services Provided
Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Financial Advice & Consulting, Investment Advice & Management
Investment Advisor Representative
Compliance Disclosures in Last 5 years
Have a clean record
Criminal Disclosures in Last 5 years
Have a clean record
Certifications, Accreditations & Designations
Series 63, Series 22, Series 6
Insurance and Annuity Licenses
Annuity, Life, Variable Annuity, Long Term Care, Variable Life
Minimum Portfolio Size for New Managed Accounts
Additional Details on Charges
We develop a personalized Retirement Roadmap for each client. This is based off of the 7 step process used for every client to properly asses where they are, and how they wish to pursue their retirement goals.
Depending on the complexity of the planning issues, our first year's fee ranges from $2,000 - $4,000. Each year thereafter, the annual fee to maintain the plan is $1,000.
Minimum Fee Charged for Managed Accounts
at $1M the fee is 1%
Minimum Fee Charged for Hourly Planning Accounts
annual, no hourly
Recognized as a multi-year FIVE STAR Wealth Manager*by Boston Magazine. Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 3,542 Boston wealth managers were considered for the award; 801 (23 percent of candidates) were named 2015 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com
This communication is strictly intended for individuals residing in the states of FL, GA, MA, NH, NJ, OR, SC. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA- insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser.