Business Management

David Hobbs - Financial Advisor in Indianapolis, IN | WiserAdvisor.com

Most who come through the WiserAdvisor program are looking for answers to specific questions, we can help with that. 
 
Typically, those questions point to a larger issue: most people are looking for a trusted individual to have as a resource as they walk through different seasons of their financial lives. We partner with our clients and walk with them, as a guide, on their financial journey.
 
Are you looking for answers on debt optimization or efficient investment allocations? 
 
Are you asking the question, - When can I afford to stop working full time, and still maintain my current standard of living for the rest of our lives?
 
Are you looking to go beyond the -normal- financial questions and start aligning your life, wealth, and finances around the items that provide you with lasting joy and fulfillment?<br /><br />If you're looking for answers to questions like these, let's connect. We'd love to learn more about you and what you're seeking to accomplish.

Cedar Wealth Partners

Each Portfolio is dependent on what the clients seeks to accomplish. We believe that the Portfolio allocation needs to serve the specific financial goal.

Most of our clients think of the words Financial Independence or Financial Security. We seek to provide our clients with guidance on when does work become optional.

Typically 401ks, along with 403b, 401a, 457, etc... come with different options on how to use and utilize the assets. Participants in these plans need to be educated before making a decision.

Wealth, Assets, Income, etc. are all resources for us to act upon and steward/manage over. This is how we define Wealth Management.

There are times when families need guidance on one-off items. We provide advice and consulting on these specific questions.

College funding is complex, because of this I've obtain a specific certification focused on College Planning.

Finances are complex and we seek to understand and provide guidance on the Asset side and the Risk/Back-side of the Net Worth Statement

We partner with business owners in selecting the right Retirement Plan and Insurance optimization for the business.

Additionally, we assist in structing the sale of business. The goal of the sale structure is to work towards maximizing after-tax assets.

What's important about money to you?

The majority of our clients want to answer the question... "At what age will I be Financially Independent, where I can choose to work, or choose to live off my investments?"

We help our clients calculate the amount of Life, Disability, and LTC insurance they'll need for their specific financial goals.

Reviewing Annuity contracts is a common service we provide for our clients. 

Annuities can be confusing, because of this, we make every effort to understand the annuity contract and how to best utilize it within a financial plan.

We assist our clients in understanding the implications of different estate planning strategies and which to use for their specific situation.

The saying is true, it's not what you make, it's what you keep. Because of this, we focus on tax-efficiency. Additionally, we have a built-in systems to help us work towards the efficient after-tax investment accounts.

Investing can be complex and confusing. Our 3-step process helps to simplify the complex and acts as a guide as we select investments.

Cedar Wealth Partners

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